Dental & Vision

As part of NorthWestern Energy's comprehensive benefit package, we offer employees the option to elect dental and vision coverage for themselves and their dependents.

Dental

White healthy tooth, different tools for dental care.
Maintaining good oral hygiene is important to your overall health and physical wellbeing. That's why NorthWestern Energy has partnered with Delta Dental to provide our employees and their dependents with excellent dental coverage.

Regular dental care is an important part of caring for your overall health, and keeping your teeth fit may protect you from major expenses in the future. NorthWestern Energy's dental plans provide coverage for routine exams and cleanings and any other type of dental work you may need, such as fillings or crowns. Coverage is also included for adult and children orthodontia. Click on the Benefit Summary link for your deductible and coinsurance costs and plan coverage details. If you have a HSA or FSA, you can use these funds to pay for eligible dental-related expenses such as your deductible and costs the plan doesn't cover.

NorthWestern Energy provides a significant contribution toward your dental premium costs, including a 100% contribution toward the premium cost for Option II. The dental plan rates can be found at the link below.

Dental Option 1

Learn about the coverage of NorthWestern Energy's Dental Option 1.

Dental Option 2

Learn about the coverage of NorthWestern Energy's Dental Option 2.

Dental Rates for 2024

Annual  Single  Two Party  Family 
 Total Premium  Employer ContributionEmployee ContributionTotal PremiumEmployer ContributionEmployee ContributionTotal PremiumEmployer ContributionEmployee Contribution
Option 1 $507.96 $355.56$152.40$1,178.52$825.00$353.52$1,691.64$1,184.04$507.60
Option 2 $355.56 $355.56$ -$825.00$825.00$ -$1,184.04$1,184.04$ -

 

Bi-Weekly  Single  Two Party  Family 
 Total Premium  Employer ContributionEmployee ContributionTotal PremiumEmployer ContributionEmployee ContributionTotal PremiumEmployer ContributionEmployee Contribution
Option 1 $19.54 $13.86$5.86$45.33$31.73$13.60$65.06$45.54$19.52
Option 2 $13.86 $13.86$ -$31.73$31.73$ -$45.54$45.54$ -

 

Vision

screen grab from a vision insurance video
Our vision benefit plans provide coverage for a routine annual exam and any other vision services you may need such as prescription glasses or contact lenses. The Premier vision plan provides enhanced benefits.
Reading glasses with eye chart
Regular eye examinations cannot only determine your need for corrective eyewear, but also may detect general health problems in their earliest stages. They can help identify early signs of diseases that impact your whole body such as high blood pressure, diabetes and high cholesterol.

Whether you have perfect vision or require some type of corrective lenses, preventive eye care is an important part of your overall health. That's why NorthWestern Energy has partnered with VSP to provide our employees and their dependents with comprehensive vision benefits. Our vision benefit plans provide coverage for a routine annual exam and any other vision services you may need such as prescription glasses or contact lenses. The Premier vision plan provides enhanced benefits. Click on the Benefit Summary link for your copayment costs and plan coverage details. If you have a HSA or FSA, you can use these funds to cover eligible vision-related expenses like your copayment or costs the plan doesn't cover.

NorthWestern Energy provides a significant contribution toward your vision premium costs, including a 100% contribution toward the premium cost for the Standard plan. The vision plan rates can be found at the link below.

Vision Rates for 2024

Annual  Single  Two Party  Family 
 Total Premium  Employer ContributionEmployee ContributionTotal PremiumEmployer ContributionEmployee ContributionTotal PremiumEmployer ContributionEmployee Contribution
Premier $151.56 $91.92$59.64$219.36$132.96$86.40$393.48$238.56$154.92
Standard $91.92 $91.92$ -$132.96$132.96$ -$238.56$238.56$ -

 

Bi-Weekly  Single  Two Party  Family 
 Total Premium  Employer ContributionEmployee ContributionTotal PremiumEmployer ContributionEmployee ContributionTotal PremiumEmployer ContributionEmployee Contribution
Premier $5.83 $3.54$2.29$8.44$5.11$3.33$15.13$9.18$5.95
Standard $3.54 $3.54$ -$5.11$5.11$ -$9.18$9.18$ -

 

Vision Plan Highlights

A look at your VSP Vision Coverage.