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SBA Disaster Assistance to Small Businesses Economically Impacted by the COVID-19

The U.S. Small Business Administration is offering low-interest federal disaster loans for working capital to South Dakota and Nebraska small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19).

Small businesses, private non-profit organizations of any size, small agricultural cooperatives and small aquaculture enterprises that have been financially impacted as a direct result of the Coronavirus (COVID-19) since Jan. 31, 2020, may qualify for Economic Injury Disaster Loans of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occurred. These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. Eligibility for Economic Injury Disaster Loans is based on the financial impact of the Coronavirus (COVID-19). The interest rate is 3.75 percent for small businesses. The interest rate for private non-profit organizations is 2.75 percent.

Applicants may apply online, and receive additional disaster assistance information and download applications at https://disasterloan.sba.gov/ela/ or contact SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov.

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